Car Title Loans

A car title loan is a quick and convenient way for someone who owns their car outright to get funds using their vehicle as collateral. These loans are a good option for people who need to get quick funds to solve short term funds flow needs. A car title loan is a short-term loan generally paid off in a few months, easily obtained in about 15 minutes and you keep your car. Bad credit is no problem for these types of car title loans because the loans are secured using the title to the vehicle.

At National Title Loans, a car title loan is easy to obtain, and takes only a few minutes to apply for. Although National offers a convenient online application, clients are encouraged to stop by the office and apply in person, driving the vehicle to the office for assessment. A company representative will assess the vehicle and determine the loan amount. The loan amount is typically determined to be 30%-50% of the wholesale value of the vehicle taking into consideration the mileage and condition of the vehicle.

National requires certain documentation in order to finalize the title loan process. Customers will need to bring the following items to the office:

  • Your Vehicle
  • Proof of residence (phone, electric bill (s), etc.)
  • Proof of income (pay check, awards letter, etc.; $850 minimum monthly income, benefits accepted)
  • Title to vehicle
  • Registration
  • Spare key (as applicable)
  • Valid drivers license
  • Valid insurance card
  • Three personal references

National’s friendly staff will fully explain the terms of the car title loan process and how to best fit the loan into your budget to make the process affordable. Minimum payments of an amount equivalent to the finance charge are required to be made every 30 days. You will be given a check for the approved title loan amount, and will drive away in your car.